Friday, November 11, 2022, 8:30 a.m.
Many internet scams happen without the victim noticing. Cybercriminals can very easily deceive you and install programs on your computer that can steal, delete or block your data, for example.
Ziare.com explains in the Your money section what you must do to prevent these crimes and, above all, what information you must know in order not to become a guaranteed victim.
First, you need to install anti-virus software and a firewall on your computer and keep them updated.
Scammers scam people using spam emails. Simply delete the email without opening or replying to it. Otherwise, the scammer will send you more and more emails from many different addresses.
Any email you receive from someone you don’t know, if it’s not an official company, is likely to be spam, especially if it’s not addressed to you personally and promises you some sort of gain.
If you receive an email with an attachment that appears to be from someone you know, but it’s not the usual type of message you receive from that person, don’t open the attachment.
Contact the person who is supposed to have sent it and confirm that it is genuine. The email may have been infected with a virus and sent through their address book.
Online marketplaces can be great fun and save you money, but they are also used by scammers. They will try to hijack you from online sites and trick you into using unusual payment methods, such as money transfer agents or e-money, a digital equivalent of cash.
The most common scams today are:
- tickets to concerts and events;
- apartments, houses and vacation rentals;
- online dating and love;
- vehicles for sale or for rent (especially if they deliver your rental vehicles).
Advertisements and websites can be very attractive, sophisticated and deceptive at the same time. So do some research to make sure it all makes sense. Always think about your personal safety when meeting someone you’ve only spoken to online.
Beware of fake, official-looking websites that claim to help you apply for passports, visas and driver’s licenses.
There are many ways for scammers to obtain personal or financial information from their victims, such as:
- phishing, when an email that appears to come from a legitimate company asks you to provide personal data;
- vishing, when an automated phone message or bot caller, which appears to be from a legitimate company, asks you for personal information;
- spear phishing, which focuses on an individual or department within an organization; the email appears to be from a legitimate organization
Using these methods, crooks ask for login details and passwords or install malware on your computer.
As a general rule, NEVER disclose your personal or financial information to anyone unless you know them and trust them completely!
CEC Bank teaches you to be responsible with your money!